Insurance Protection
Insurance is an important part of any financial plan to mitigate the uncertainties of life. And that uncertainty is probably the only certain thing that you can expect. We specifically focus on insurance related to three very common uncertainties:
Life. The occurrence of death is guaranteed. It’s the timing of it that is very difficult to predict. This is an incredibly important consideration for those who you may leave behind. Will they be provided for in your absence? We can help you protect your loved ones.
Disability. Did you know that 1 in 4 workers entering the workforce today will become disabled before they retire1? If you became too sick or injured to work and earn an income, how would you pay for your mortgage/rent, utilities, car payments and other expenses? We can help you protect your income.
Long-Term Care. Life expectancies are increasing, which in turn has increased the prevalence of nursing homes and other care facilities. Being cared for on a daily basis can be extremely costly and in the event that you need to make use of these care options, your savings could be quickly wiped out. We can help you secure your care.
1Social Security Administration, Fact Sheet, Feb. 2013.